Pix In + Pix Out

Automated webhooks

Subaccounts per client

Full reports

Pix for SaaS: a complete API with everything your product needs

Does your SaaS need to charge and pay via Pix at scale? XGate ships a complete Pix API — Pix In + Pix Out, automated webhooks, exclusive subaccounts per client, full reports and automatic reconciliation. You focus on your product, we handle the payments infra.

Dynamic QR Code

Pix

R$ 4.500,00

Awaiting payment ⬢ 04:58

Pix Copy and Paste

00020126580014BR.GOV.BCB.PIX0136a3f5e1c2-7b4d-4e8f-9c1a-5f6e8d3b2a4f5204000053039865406450.005802BR5919XGate PAGAMENTOS6011SAO PAULO62070503***6304A1B2

Pix for SaaS

XGate ships everything your SaaS needs to charge and pay via Pix: Pix In + Pix Out, automated webhooks, exclusive subaccounts per client, full reports with automatic reconciliation and a dashboard to keep an eye on everything. Lean documentation, fast integration, human support that knows your stack.

Your SaaS

Charges via Pix
Pays via Pix

XGate ships

API + webhooks
Subaccounts + reports

Pix In + Pix Out + webhooks + subaccounts + reports for your SaaS

Pix In + Pix Out

Charge and pay via Pix inside your SaaS

Your SaaS charges clients via Pix (subscription, recurrence, usage-based billing) and also pays via Pix (transfers, commissions, refunds) — all through the API, no need to open a separate bank account or jump into another system.

What's in the API:

01 Pix Charge: dynamic and static QR Code, Pix Copia e Cola
02 Pix Out (payout): instant transfer to any Pix key
03 Status queries, refunds and reversals — fully via API
04 ~200ms webhook confirmation straight to your platform
05 Lean docs + fast integration (days, not months)

Charge created SaaS subscription

R$ 199

Customer pays Instant Pix

~ 200ms

Webhook fired Your SaaS

200 OK

Status updated Customer account

Active

Webhooks + Subaccounts

Automated webhooks and exclusive subaccounts per client

Every API event triggers a webhook on your platform (payment received, payout settled, refund, error) — no polling required. And if your SaaS manages multiple end clients, create exclusive subaccounts per client with isolated balance and their own Pix key.

How it works:

01 You register your SaaS webhook URL in the dashboard
02 Every event (in/out/refund) fires a POST with JSON payload
03 Automatic retry with backoff if your URL returns an error
04 Subaccounts via API: one per end client, isolated balance, own tax ID
05 Automatic reconciliation — no spreadsheets, no manual closing

Webhooks in ~200ms

Automatic retry

Isolated subaccounts

Automatic reconciliation

Full Reports

Dashboard and reports ready for your finance team

Everything that came in and out of your SaaS Pix operation in one place: XGate dashboard with filters by date, client, amount and status; CSV/Excel export; reconciliation reports ready for accounting. No need to build your own spreadsheet.

Reports included:

Transaction statement with filters by date, client and status
Automatic reconciliation across charge, payment and webhook
CSV/Excel export for accounting and audit
Reports API — pull data straight into your BI or data warehouse

All in one place Dashboard · CSV · API

XGate dashboard

Full statement with filters by date, client and status

CSV export

Reports ready for accounting and audit

Reports API

Pull data straight into your BI or data warehouse

Integration

Focus on your product — we handle the Pix

Your SaaS doesn't need to become a payments expert. XGate ships a ready API, lean documentation and human support so you can integrate Pix in days, not months. The rest of the team goes back to focusing on what matters: the product.

Pix In, Pix Out, webhooks, subaccounts and reports — one API, one contract, one integration. No need to glue together 3 different providers to have the full stack.

Pix In (charges) Payin

Pix Out (payouts) Payout

Automated webhooks Events

Subaccounts per client Multi

Reports + reconciliation Reports

Dedicated human support Run

Who it's for

Built for any SaaS that needs Pix

Subscription SaaS, ERPs, billing platforms, marketplaces, fintechs, vertical systems — any B2B or B2C SaaS that needs to charge via Pix, pay via Pix, manage end-client subaccounts and keep clean reports for accounting.

Subscription SaaS

Recurring-revenue platforms billing monthly/annual via Pix — smooth checkout + instant confirmation webhook.

ERPs and management systems

Systems where companies charge and pay Pix straight inside the ERP — no need to open 5 tabs to close a payment.

Billing platforms

SaaS that helps companies bill their own clients — invoices, subscriptions, payment links, recurring Pix charges.

Marketplaces and multi-vendor platforms

Where each seller needs an exclusive subaccount to receive directly + automatic split for the marketplace fee.

Fintechs and neobanks

Financial products that need Pix In/Out + subaccounts for each end user, with full infra delivered by API.

Vertical SaaS

Systems for a specific sector (healthcare, education, real estate, legal) that bill end clients with an integrated Pix flow.

Ready to ship complete Pix inside your SaaS?

Pix In + Pix Out, automated webhooks, exclusive subaccounts per client, full reports with automatic reconciliation and dedicated human support — all in one API, integration in days, lean docs. Focus on your product, we handle the Pix.

Talk to our team