Pix In
Pix Out
Webhook
Subaccounts
Pix API

Pix API for operations at scale

Send and receive Pix via API, with webhooks and reconciliation, and convert to USDT or USDC when needed. For businesses with high volume and automation.

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Open Account
Operation
Dynamic QR Code
Pix Pix
R$ 4.500,00
Awaiting payment ⬢ 04:58
Pix Copy and Paste
00020126580014BR.GOV.BCB.PIX0136a3f5e1c2-7b4d-4e8f-9c1a-5f6e8d3b2a4f5204000053039865406450.005802BR5919XGate PAGAMENTOS6011SAO PAULO62070503***6304A1B2

Pix API

Our infrastructure lets your company automate the entire payments operation, from inflows to withdrawals, with webhook confirmation and full system-side control. To convert to USDT or USDC, see the Pix to USDT API.

Inflows
  • Charge
  • QR Code
Payouts
  • Withdrawal
  • Transfer

Real-time confirmation, full automation and total operational control

Payin

Pix inflows

Payin lets your platform receive Pix payments with webhook confirmation and full API integration.

Flow:

  1. 01 Your platform creates a charge via API (QR Code)
  2. 02 The customer makes the payment
  3. 03 XGate processes the transaction in real time
  4. 04 Your platform receives confirmation via webhook
  5. 05 The balance is updated automatically
Charge Dynamic QR Code
Generated
Payment End customer
R$ 4.500
Confirmation XGate Realtime
~ 200ms
Webhook Your platform
200 OK
Payout

Automated Pix payouts

Payout lets your platform run automated, scalable Pix withdrawals and transfers.

Flow:

  1. 01 Your platform requests a withdrawal via API
  2. 02 XGate validates and processes the transaction
  3. 03 The amount is sent via Pix to the recipient
  4. 04 Confirmation is returned in real time
  5. 05 Status updates automatically in the system
Real-time delivery
Automatic validation
Confirmation por webhook
Full audit trail
Realtime

Payment confirmation

Payment confirmation happens in real time, ensuring each transaction is processed and validated as soon as the customer pays.

As soon as the Pix is sent:

  • The transaction is identified automatically
  • Validation takes seconds
  • Your platform receives a webhook with the confirmed status
  • The balance updates after confirmation
Real-time confirmation 24h/7d/365d
Identification

Transaction captured and reconciled automatically

Validation

Approval happens in seconds with no manual intervention

Webhook & saldo

Status confirmed and balance updated in real time

Subaccounts & Split

Sub-accounts with automatic split

XGate lets you create sub-accounts inside your operation, so each user, customer or partner has an individual, controlled balance.

On top of that, the system runs automatic split of amounts, distributing received payments to multiple recipients, with rules fully configurable by your platform.

Subaccounts created Setup
Split rules Config
Pix payment Input
Automatic application Engine
Distribution Transfer
Balances updated Realtime
Who it's for

Built for high-volume Pix operations

If your company needs to send, receive and reconcile high Pix volumes with full automation, XGate is built for you.

Payment platforms

Companies that need to process high volumes with stability, control and full automation.

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Fintechs

Businesses building or scaling financial products that need a ready-made Pix-in/Pix-out infrastructure via API.

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Marketplaces and multi-user platforms

Operations that need to manage balance, settlement and value distribution across participants.

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SaaS Platforms

Companies that use Pix as a billing rail and need to automate receivables, reconciliation and financial management.

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High-volume operations

Businesses moving large amounts daily that need a stable infrastructure with high approval rates and low operational friction.

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Digital transaction platforms

Environments with high deposit/withdrawal volume that require speed, availability and real-time processing.

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Ready to scale your Pix operation?

Integrate an infrastructure built for high volume, with real-time confirmation, full automation and complete control of your financial flow.

Talk to our team